DEPOSIT
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Daily saving
The Daily Savings Account is ideal for members looking for regular savings with easy access to funds.
- Daily Deposit: Minimum daily deposit of Rs. 100, with the option to deposit more.
- Interest: Quarterly interest is paid based on the daily balance.
- Loan Facility: After 3 months, members can easily apply for low-interest loans to support business expansion and operations.
- Additional Benefit: Checkbook facility provided.
Monthly Saving
The Monthly Savings Account is available for individuals aged 16 and above who are permanent residents within the organization’s area.
- Eligibility: Must be at least 16 years old and a permanent resident within the organization’s jurisdiction.
- Share Requirement: A minimum of 1 share valued at Rs. 100 must be purchased.
- Monthly Deposit: Minimum of Rs. 200 to be deposited monthly.
- Loan Facility: After 3 months of becoming a share member, members are eligible to apply for loans for various purposes.
Education saving
The Education Savings Account is designed to support members in financing their educational goals.
- Eligibility: Must have been a member of the organization for at least 3 months.
- Education Requirement: Must have at least a proficiency certificate from a government-recognized educational institution in Nepal (Passed certificate level or +2).
- Loan Limit: The loan limit will be determined based on the level of your educational certificate.
- Loan Period: Maximum loan term of 3 years.
Festival Saving
A Festival Savings Account is designed for individuals who wish to save specifically for their main religious, cultural, or traditional festivals.
- When opening the account, customers should specify the name of their primary festival.
- A minimum of Rs. 200 must be deposited monthly.
- After any withdrawal, the account should be replenished for the next year’s festival savings.
Optional Saving
The Optional Savings Account offers flexible saving and withdrawal options for members.
- Eligibility: Must be a share member.
- Interest: Quarterly interest is paid based on the daily balance.
- Minimum Balance: Rs. 500 must be maintained.
- Flexibility: Deposit and withdraw any amount at any time during the week.
- Checkbook: No extra charges are required to obtain a checkbook.
- Additional Feature: SMS facility available for account updates.
Piggy Bank Saving (Khutruke Box)
To collect the unnecessarily wasted money in the house, this program has been conducted in the following way:
- The institute provides a piggy bank to the person interested to take part in this program.
- Once a month, the saved amount is collected by the person of the institute.
- From home in the presence of the depositor and that money is transferred to the account book of the depositor.
- The saved amount can also be withdrawn anytime easily.
- Interest is offered on quarterly.
Regular Saving (Aakura)
The Child Operated Savings Account allows members’ children to benefit from savings and share ownership over time.
- Eligibility: Parents must be share members of the organization.
- Monthly Deposit: Minimum of Rs. 100 must be deposited monthly, with the option to deposit more.
- Withdrawal: Funds can be accessed for the child’s needs.
- Automatic Membership: Once the child turns 16, they automatically become a share member.
Remittance Saving
The Remittance Savings Account is designed for members receiving remittances, offering a convenient way to manage these funds.
Eligibility: Available to members who are working abroad and members from a single family.
Benefits:
- Free checkbook provided.
- Free ABBS and SMS Banking facilities.
- Remittance payments can be directly deposited into the account for easy access.
Nari Saving
- Saving at least Rs.100 monthly.
- Compound interest to be offered half- yearly on the saved amount.
- After six months if membership, loan can be obtained for any work
Daily Saving
Minimum Balance
1000
Interest Rate
7%
-The interest rate mentioned above may change from time to time, as per the decision of the Board of Directors.
Daily Saving
Minimum Balance
1000
Interest Rate
7%
-The interest rate mentioned above may change from time to time, as per the decision of the Board of Directors.
Daily Saving
Minimum Balance
1000
Interest Rate
7%
-The interest rate mentioned above may change from time to time, as per the decision of the Board of Directors.
Daily Saving
Minimum Balance
1000
Interest Rate
7%
-The interest rate mentioned above may change from time to time, as per the decision of the Board of Directors.
Daily Saving
Minimum Balance
1000
Interest Rate
7%
-The interest rate mentioned above may change from time to time, as per the decision of the Board of Directors.
Daily Saving
Minimum Balance
1000
Interest Rate
7%
-The interest rate mentioned above may change from time to time, as per the decision of the Board of Directors.
